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Homeowner Insurance

from North Atlantic Insurance Associates

Portland Homeowners Insurance

Your home represents a significant investment, and it may be your most valuable asset as well. Whether you live in a house or condominium, you need a homeowners policy that will help you quickly get back to your normal routine following a fire, burglary or other disaster. As a locally owned and operated agency, North Atlantic Insurance Associates understands the specific risks and concerns facing homeowners in the Portland area, and we work diligently to find policies that meet our customers’ needs.

Customizable Policies

The agents at North Atlantic Insurance write many customized insurance policies for homeowners. Standard policies often include

  • Dwelling coverage for the repair or rebuilding of a home damaged or destroyed in a covered event
  • Personal liability coverage effective anywhere in the world if you should be held liable for damage to property or injury to another individual
  • Medical liability coverage for guests should they be injured on your property
  • Additional living expenses in the event that your home becomes uninhabitable as a result of a covered disaster
  • Personal property insurance to replace belongings damaged, lost, stolen or destroyed in a covered event

Your homeowners policy can include either high or low limits for all of these types of coverage as well as any specialized coverage that you may need. Your insurance agent will also discuss deductible amounts with you. In addition to standard coverage, you may also be interested in specialized coverage such as

  • Scheduled personal property insurance to cover expensive or irreplaceable items such as heirlooms, collectibles or musical instruments
  • Vacant property coverage or other coverage for seasonal housing
  • Landlord insurance for property that you rent out
  • Extended coverage such as flood or landslide insurance

Get your free online quote today. To learn more or ask questions, you please call our office during business hours.