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Workers Comp Insurance

Maine Workers Compensation

Certain types of business insurance, although good to have, are optional. Other types, like workers compensation insurance, are legally required for any employer in the state of Maine. However, as with your personal car insurance, every company has options concerning the type and extent of workers compensation to carry. The type of policy you select and the amount of coverage you need will depend on your number of employees as well as your industry.

North Atlantic Insurance Associates provides worker compensation insurance for businesses of all types and sizes throughout the state of Maine. Our experienced agents will help you understand your options and choose the policy that will meet the needs of you and your employees.

Solutions for On-the-Job Accidents

Workers compensation covers the cost of medical care, rehabilitation and lost wages for employees injured on the job. This type of coverage not only benefits employees. In many cases, it also protects a company from lawsuits related to on-the-job injuries. Coverage options may include

  • Medical disability case managers
  • Assistance from legal staff
  • Utilization management nurses
  • Life-care planning nurses
  • Physician consults
  • Contracts with medical network providers
  • Managed prescription drug programs
  • Vocational rehabilitation

Maintaining a Safe Work Environment

Workers compensation insurance is just one way to ensure the safety and well-being of your employees. Safety education and other programs can also help to keep your employees healthy and productive. Depending on your industry, your North Atlantic Insurance agent may be able to work with you to find safety solutions to help minimize the occurrence of lost-time accidents at your business. Attention to safety concerns and the elimination of hazards might even result in savings on your company’s insurance premiums.

To learn more about workers compensation from North Atlantic Insurance Associates, call us today. You can also get a free online quote here. We look forward to helping you keep your employees safe so that you can keep an eye on your business.